How to Find an Addiction Treatment Center in New Jersey that Accepts Your Insurance

How to Find an Addiction Treatment Center in New Jersey that Accepts Your Insurance

Addiction is a chronic and progressive disease that can impact every area of your life. It will lead to physical and mental health issues, strained relationships, and even financial distress. Even worse, you could experience a life-threatening overdose when you are abusing drugs and alcohol. 

For these reasons, you should always attend professional addiction treatment. Unfortunately, it is common to avoid seeking help because of how expensive rehab can be. According to the National Institutes of Health (NIH), 75% of people struggling with addiction never receive treatment.[1]

Thankfully, addiction treatment is covered by health insurance. If you have an insurance plan, you can receive full or partial coverage on addiction treatment services like medical detox, inpatient treatment, and outpatient treatment. But how do you find a treatment facility that accepts your insurance?

The easiest way to find addiction treatment in New Jersey that accepts your insurance is to call your insurance provider to get a list of in-network rehab programs. You can also ask a rehab program to verify your benefits if you have a specific facility in mind. At The Living Room at Princeton, we accept a variety of insurance plans to ensure everyone who needs treatment has access to it. 

In this article, you will learn:

  • What an in-network addiction treatment center is
  • How to find substance abuse treatment in New Jersey that accepts your insurance 
  • How to call your insurance provider to find addiction treatment
  • How to verify your benefits with a specific rehab facility 

What is an In-Network Addiction Treatment Center?

There are two main types of health insurance plans: Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs). Both types of insurance have their own set of benefits and rules for obtaining health care coverage. 

HMOs tend to have lower monthly premiums and allow you to pay less out of pocket. However, you must visit healthcare organizations considered “in-network.” On the other hand, PPOs have higher monthly premiums that allow you to see any provider in and out-of-network. 

As mentioned, HMOs require you to visit in-network facilities. If you are looking for addiction treatment, this means the facility you choose has to have a relationship with your insurance that allows for benefits and coverage. In other words, you will have to choose from a list of rehab programs that accept your insurance instead of being able to receive coverage for any treatment center you choose.

Finding an Addiction Treatment Center that Accepts Your Insurance in New Jersey

There are a few ways to go about finding a rehab program that your insurance covers, including:

Contacting Your Insurance 

The easiest way to find a treatment center that accepts your insurance is to contact your health insurance provider. When speaking to them, ask them for a list of in-network addiction treatment centers. If you need a medical detox program or another type of specialized substance abuse care, mention that as well. 

Your insurance provider will send over a list of drug and alcohol rehab programs in New Jersey that accept your insurance. Once you have the list, you should research each option to find the best program for your needs.

Verifying Benefits With a Rehab Center 

If you have a specific rehab program in mind, you can ask the admissions counselor to verify your insurance benefits. They will run your insurance information to determine whether your plan is accepted by the program. If your insurance is accepted, you might want to give your insurance provider a call to ensure how much of the cost of treatment they will cover. 

Speak with an Addiction Specialist

At The Living Room, we accept a variety of insurance plans. For example, some of the insurance plans we accept include:

  • Medicaid
  • Blue Cross Blue Shield 
  • United Health Care
  • MultiPlan
  • Anthem
  • Aetna
  • AmeriHealth
  • United Health Care
  • First Health Network

If you have one of these insurance plans, our treatment center might be right for you. We offer individualized treatment plans for substance use disorders that include various levels of care, individual counseling, group therapy, and more. If you are looking for long-term recovery from the disease of addiction, you should consider taking a look at our treatment options. 

Get Connected to Drug and Alcohol Rehab in New Jersey That Accepts Insurance 

At The Living Room, we offer multiple levels of outpatient care. Whether you need a partial hospitalization program, treatment for co-occurring disorders, traditional outpatient treatment, or an adolescent program, we have your back. Our drug and alcohol rehab center offers a combination of compassionate and evidence-based care, giving you the best shot at long-term recovery. 

The Living Room at Princeton is a first-of-its-kind substance use and mental health treatment facility. Over one hundred years of industry experience, education, and personal recovery inform our clinical approach; however, our truest value stems from millennia of wisdom. The Living Room at Princeton marries elegance, intelligence, and a commitment to authenticity that together create a physical, emotional, and spiritual space for lasting change.

Contact us today to verify your insurance benefits and begin your journey of recovery. 


  1. The National Institutes of Health (NIH): 10 percent of US adults have drug use disorder at some point in their lives

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